Top 5 Health Insurance Policy in India | Gupta Investments

Top 5 Health Insurance Policy in India

The New India Assurance Company Limited

Mediclaim 2012 – Individual

Mediclaim 2012 is a traditional Mediclaim policy which is designed to cover hospitalization expenses for the persons aged between 18 and 65 Years.


Benefits:

  1. Additional 10% of Sum Insured is paid once in life time in case of Critical Illness.
  2. Sum Insured can be enhanced at the time of Renewal of the Policy
  3. More than 70 Day Care Treatments are covered under this Policy
  4. 25% of Sum Insured available for Non-Allopathic Treatment
  5. Hospitalization due to accident is covered from Day 1


HDFC Ergo

Optima Restore Individual

First of a kind Optima Restore plan offers a unique Restore benefit that automatically reinstates the basic sum insured in case you exhaust it in a policy year.


Benefits:

  1. Restore Benefit Equal to 100% of Basic Sum Insured.
  2. Multiplier benefit increases the insurance cover by 50% for one claim free year and then get double sum insured as no claim bonus.
  3. Get Critical Advantage Rider as on optional cover for treatment expenses for 8 major illnesses.
  4. Get Emergency Air Ambulance Cover up Sum Insured.
  5. Get 7.5% discount by opting for two years policy
  6. Life long policy renewal is available.


The New India Assurance Company Limited

Janata Mediclaim

Janata Mediclaim policy covers hospitalization expenses for the treatment of illness/injury provided hospitalization is more than 24 hours. Pre-hospitalization expenses and post hospitalization expenses are also payable.


Benefits:

  1. Preexisting Diseases are covered after 48 months of continuous coverage.
  2. Get Discount in premium for family cover.
  3. Expenses covered for Ayurvedic/Homeopathic/Unani Treatment.
  4. Tax rebate available as per provision of Income Tax Rules under section 80-D
  5. Loyalty Discount is offered on continuous policy renewal


The New India Assurance Company Limited

Senior Citizen Mediclaim Policy

Senior Citizen Mediclaim Policy covers any senior citizen resident in India aged between 60 and 80 yrs for Hospitalization expenses incurred for the treatment of illness/injury.


Benefits:

  1. Pre-existing diseases are covered after 18 months of continuous insurance.
  2. Pre-Acceptance Health Checkup required for the Age group of 60 years and above.
  3. Tax rebate available as per provision of Income Tax Rules under section 80-D
  4. Get voluntary excess of 10% which is subjected to Rs. 10,000.
  5. Ayush expenses incurred for homeopathic/Ayurvedic/unani are available up to 25% of the sum insured.


HDFC Ergo

Easy Health Individual

It’s a basic health insurance policy that covers medical expenses incurred by a person due to any illness, injury, or accident


Benefits:

  1. All Day care treatments are covered
  2. Get 7.5% discount by opting for two years policy
  3. Non-allopathic treatment is also covered
  4. Optional additional cover for Critical illness
  5. Dental treatment expenses are also covered
  6. Free Health Risk Assessment which helps to profile your health status and provide recommendations on nutrition, diet, and lifestyle


Above are the best health insurance policy here. To know more about health insurance policy, contact us on our website.




Blog: Why you need Health Insurance  | Visit Website: Gupta Investment



Location: India

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