Gupta Investments Financial Services Private Limited

It is well known that Indians are obsessed with Gold. The amount of Gold in Indian households is unparalleled. Indian obsession with gold has only grown stronger over time. India accounts for the majority of world gold consumption. Despite the fact that a large number of Indians live on a meager income, they find methods to purchase gold and make it a vital part of their life, regardless of the rate of gold. Instead of viewing gold as an investment tool that we received from our parents or grandparents, Indians have a distinctive perspective on the precious metal. But over time, our perception of gold has evolved. Today, gold is viewed as an investment as well. It would be advantageous to diversify the portfolio using gold as an inflation hedge in a constantly shifting global economy. Certain events that reduce the value of stocks and bonds will cause the price of gold to increase. It helps to safeguard your cash from unfavorable stock market movements. You might invest for the long te

How much life insurance is recommended for you? In India, it is customary to approach an insurance advisor who may steer you towards his preferred policy while possibly never calculating the "Human Life Value." He might conflate your need for insurance with that for investments, and he might give you some examples that look good in the short term but not in the long run. The most important thing to realize is to never combine investments and insurance. How can we determine "Human Life Value" then? An easy example will be used to demonstrate this. Mr. X’s Household expenses at today’s prices is 30,000 PM (Excluding Mr. X’s personal expenses and his Tax Liability) Mr. X have Home Loan of about Rs.60,00,000 (Current Value) Both have a child whose age is around 5 years and they need around Rs.20,00,000 in current terms for their child’s future education and marriage expenses Then in above case we need to calculate each value in today’s term till the life expectancy

As the end of the financial year approaches, most of the discussions of salaried and self-employed individuals are focused on Tax and tax savings instruments. On all forums available that is while commuting or in friendly gatherings, saving tax is a hot topic. One of the popular investment avenues for saving tax is Life Insurance policies and Tax saving Mutual funds. ULIPs are type of Life Insurance policies where the monies are invested in units of stock, thereby participating in the growth of the value of the shares. So, the discussion moves to comparing between Tax Saving Mutual Fund and ULIP. The Sections 80C and 80D of the Income Tax Act, 1961 are popular among taxpayers as it allows to reduce taxable income up to a maximum deduction of ₹2 lakh by making tax-saving investments. We will compare tax saving Mutual Fund investment with ULIP policies. WHAT ARE MUTUAL FUNDS? Funds from various individuals and institutions are pooled together in a Mutual fund Company and the Mutual Fund