Gupta Investments Financial Services Private Limited

SIPs, or systematic investment plans, are among the most well-liked methods of purchasing mutual funds. SIPs signal path wealth creation and financial discipline. With SIPs, you can begin small and build a corpus progressively in a systematic and planned manner. What Is A SIP? A SIP, or systematic investment strategy, is a systematic strategy to investing that involves setting aside a small amount of money at regular periods for market investments (usually every month) The SIP route is the preferred method of stock and mutual fund investment since it enables you to take part in the market while better regulating risk. There are three stages to investing in SIP from beginning to the point where your funds are invested in a mutual fund scheme: Select a mutual fund scheme You must first choose a mutual fund scheme in which to invest before you can begin your SIP investment adventure.  Select an investment frequency The next step in your SIP investment journey is to se...

There is absolutely no dispute about how important saving money is. One of the most basic (and frequently repeated) pieces of financial advice is to save. Even though it's crucial to save money, many of us do not simply do it. Simply knowing that you should save money is sufficient whenever it comes to making the right financial decisions. If you want to continue with a savings plans for the long run, understanding the benefits of saving money can be crucial. Consider these main explanations for why you should start saving money right away if you require help in understanding how essential it is Importance Of Savings Saving can give you freedom If you don't have a specific plan in mind for the money, it may be difficult to set aside a portion of your earnings in a savings account. Why save money when you can spend it now on what you want? The fact that you'll probably still find something you wish to save for in the future, even if you don't know what you're sav...

The benefits of whole life insurance go beyond the death benefit. While the original objective of life insurance is to provide a death benefit for the people who depend on you, it can also play an important role in a financial strategy by providing advantages while the insured is still alive.   Protection to last a lifetime Your coverage expires when a term life insurance policy expires. You will then need to decide whether to let the insurance expire or purchase a new policy based on your current health and age. The fact that whole life is considered as a permanent insurance policy is a major benefit. It's designed to give your lifetime insurance coverage with premiums that won't go up, won't run out after a specified amount of time, and can't be cancelled for medical reasons. To keep the policy in effect, you must continue paying the required premiums on time. Cash Value One of the major benefits of purchasing whole life insurance is that it has a cash value...

  The whole life plan assures you for the entirety of your life. So, a whole life policy will be in force until the insured's 100th birthday. This plan offers life insurance and a bonus component, as the name suggests, for whole-life. The policy does not expire if payments are up to date. Premiums won't change during the policy's lifetime, and provide guaranteed maturity benefit or death benefit, whichever is earlier. How Does Whole Life Insurance Work? Whole life insurance works as a policy that builds a bonus over time. As long as due premiums are paid, the policy remains active for the entire life of the policyholder, and will receive either a maturity benefit, or beneficiaries will receive a death benefit upon the insured's death. What Does Whole Life Insurance Cover? Death Benefit - Your beneficiaries are entitled to a tax-free, lump-sum death benefit at the moment of your passing. Bonus - A living benefit that works as a safe investment and savings account the...

The New India Assurance Company Limited Mediclaim 2012 – Individual Mediclaim 2012 is a traditional Mediclaim policy which is designed to cover hospitalization expenses for the persons aged between 18 and 65 Years. Benefits: Additional 10% of Sum Insured is paid once in life time in case of Critical Illness. Sum Insured can be enhanced at the time of Renewal of the Policy More than 70 Day Care Treatments are covered under this Policy 25% of Sum Insured available for Non-Allopathic Treatment Hospitalization due to accident is covered from Day 1 HDFC Ergo Optima Restore Individual First of a kind Optima Restore plan offers a unique Restore benefit that automatically reinstates the basic sum insured in case you exhaust it in a policy year. Benefits: Restore Benefit Equal to 100% of Basic Sum Insured. Multiplier benefit increases the insurance cover by 50% for one claim free year and then get double sum insured as no claim bonus. Get Critical Advantage Rider as on optional cover for treatm...

Health Insurance Health insurance acts as an excellent financial shield to protect your loved ones during medical emergencies and hospitalisation. There are multiple choices in the market, but you need to choose the type of plan that works for you. Types of Health Insurance Individual Health Insurance Plan The Individual Health Insurance Policy offers coverage on an individual basis. Under this type of health insurance, you are entitled to get the hospital bills paid. You may be entitled to an amount equal to the sum insured. Family Floater Health Insurance Plan The Family Floater Health Plan is for the entire family. Under this type of health insurance policy, your family is covered in a single policy. The sum insured is equally shared by the beneficiaries of the plan. The premium is comparatively lower compared to the Individual Health Insurance Policy.   Senior Citizen Health Insurance Plan The Senior Citizen Health Insurance Policy provides coverage for those ...

Health Insurance Buying a health insurance policy for yourself and your family is important because medical care is expensive, especially in the private sector. Hospitalisation can burn a hole in your pocket and derail your finances. It will become even tough, if the person who brings in the money, is now in a hospital bed. All this can be avoided by just paying a small annual premium which would lessen your stress in case of medical emergencies. A good health insurance policy would usually cover expenses made towards doctor consultation fees, costs towards medical tests, ambulance charges, hospitalization costs and even post-hospitalization recovery costs to a certain extent. Benefits of having a Health insurance Policy Cashless Treatment: If you are insured, you can get cashless treatments as your insurance company would work in collaboration with various hospital networks. Pre and post hospitalization cost coverage: Insurance policy also covers pre and post hospitalizatio...

Mutual funds are one of the most popular investing options available to both novice and seasoned investors. You can invest in mutual funds either through a systematic investment plan (SIP), which requires the investor to invest at regular periods, or through a lump sum (one-time) investment. SIP or systematic investment plan is one of the best ways of investing in mutual funds. An SIP allows you to invest little amounts at regular periods, such as weekly or monthly and units are allotted for the amount invested in each instalment.   How SIP Works? When you invest in a mutual fund scheme through a SIP, you buy a specific number of fund units equal to your investment amount. The biggest advantage of SIP is that one need not time the market. Rather than trying to time the market, investing every month will ensure that you are invested at both the high and low points of the market, allowing you to make the most of an opportunity that may be difficult to forecast in advance. W...

Mutual fund investments were an unfamiliar form of investment to a large number of Indian investors just a couple of decades ago. But the situation today is quite different. With a steady rise in mutual fund investors in India year after year, mutual funds, today, are viewed as a simple and easy way to invest that could help build wealth. So, if you are wondering where to begin with mutual funds, here’s everything you need to know. What is a mutual fund A mutual fund is an investment product that pools money from a group of investors to purchase different securities. However, most people regard a mutual fund as an investment avenue. In reality, you can invest in various financial securities like stocks, bonds, gold and money market instruments through an investment vehicle. When you buy a unit in a mutual fund, you own a small stake in all the investments included in the fund. Mutual funds can be an ideal investment choice given their ease of use and the advantages they offer. ...