Gupta Investments Financial Services Private Limited

  In simple words, a bonus is an additional sum of money or reward you receive on top of your base salary. There is a similar concept of a bonus in life insurance policies, where a bonus is an additional sum that is accrued to the life insurance policy on an annual basis and paid to the policyholder by the insurers. Depending on your policy's terms, this additional sum may be paid out either at policy maturity or upon the insured's demise. How is Life Insurance Bonus generated? A life insurance company's asset pool, which is used to cover claims in the future, is financed in part by the premiums paid by policyholders. A huge portion of the premiums collected by the insurance companies is invested government-secured debt instruments and some in equity. The rate of bonus is determined on the basis of return on fundamental assets, the level of bonus announced in the previous year, the insurer’s claim experience, and actuarial factors. Based on the earnings received from the in...

  Introduction : The Cost Inflation Index (CII) is a significant concept in the Indian taxation system that is used to assess the annual growth in the cost of goods and assets owing to inflation. This article is surely going to shed some light on the CII and how it affects capital gains tax computation. Cost Inflation Index (CII) : The Indian Income Tax Department uses the Cost Inflation Index (CII) as a measure to adjust the purchase cost of a capital asset for inflation. The long-term capital gains tax (LTCG tax) is effectively calculated with the help of the CII, considering the impact of inflation on the asset’s purchase price. Importance of CII : The main objective of the CII is to incorporate inflation into the computation of long-term capital gains tax. Taxpayers can reduce their overall tax obligation by lowering the amount of capital gains that are taxed by modifying the acquisition price of a capital asset. For example, if you have purchased a property in 1991-92 for Rs 2...

  Introduction We are knowledge seekers. We keep on seeking knowledge for one or other things throughout our life journey. The same is true about gaining knowledge on various investment aspects in the Indian financial market. Speaking of investments, we need to understand that we are dealing with the sentiments of the investors and also assisting them with various investment options through in-depth knowledge of the industry as an organization or as an intermediary. To get mutual fund market insight, on how to go about investing in mutual funds, mutual fund intermediaries have the expertise to guide you professionally. Let’s find out more about mutual fund distributors, their role, and significance. Who are Mutual Fund Distributors? Mutual fund distributors are intermediaries who play crucial role in helping investors with the introduction to the mutual fund industry as well as buying and selling of the mutual funds. They are essential the investors who are not tech-savvy as well a...